Keep More. Do More. Build Something That's Yours.
Lendid Home Loans empowers Loan Officers to operate as true entrepreneurs. Our flat-fee model, modern tech stack, and seamless partnership with our affiliated processing company give you more control and higher take-home pay.
No middle management. No split or commission caps. Just a platform that helps you win.
A platform that lets LOpreneurs win.
Keep more income, run your business your way, and leverage tools that remove friction from origination to closing.
Freedom to Operate
You're the CEO of your business. Set your strategy, branding, and pricing—without red tape or management approvals.
More Take-Home Pay
Flat $800 per closed loan with a 4-loan monthly cap, up to 2.75% comp per loan, and 1099 contractor model. You earn it—you keep it.
Tech + Processing, Seamlessly Connected
Proprietary tools, Arive LOS, and a tightly integrated partnership with our affiliated contract processing company streamline your pipeline and communication.
Need the full breakdown?
A simple model that lets you keep more.
Flat fee structure that caps your costs, not your income.
How You Earn
- 100% commission after 4 loans each month
- Up to 2.75% comp (lender imposed cap of $30k)
- You control your pricing: set margins per loan, no pricing exceptions needed.
- Contractor status: 1099 LO model.
After your 4th loan each month, you keep 100%.
Your Monthly Costs
Broker fee
$800 per loan (max 4 per month)
Required
- •Credit reports — Varies
- •Arive LOS seat — $69.99/mo
Optional
- •Processing — $999 per loan
- •CRM — $75/mo
- •Fello — $65/mo
- •Lendid Launch — $100/mo
*1099 status may be state-dependent.*
What Our Loan Officers Earn
These real examples show how Loan Officers benefit from Lendid's model across different production levels.
Everything You Need to Run Your Business.
Lendid gives you a full suite of connected tools — built and integrated to help you operate efficiently, scale your production, and deliver a better client experience.
Hubase
Lendid's proprietary backend platform that manages commissions, accounts receivable, documents, and lender directories — keeping every part of your operation organized and transparent.
LO Websites
Each Loan Officer gets a personal website with a custom domain, designed to elevate their brand and convert leads directly.
CRM Integration
Optional CRM seat with lead management, automated follow-ups, referral partner tracking, and full marketing automation.
Fello
Client nurturing software that monitors your past clients and alerts you to new opportunities.
Lendid Launch
A consumer app that helps leads get mortgage-ready by tracking credit, liabilities, and assets.
Arive LOS
A modern, intuitive loan origination system that's easy to learn and fully integrated with Lendid's tech stack.
Processing Powered by Pro
Express Processing is an affiliated contract processing company that operates on its own proprietary software, Pro. Built specifically for Express, Pro streamlines every stage of the loan process — from clean submissions with Arive integration to task tracking for third-party orders, automated workflows, and organized communication channels. With AI integrations coming soon, Pro continues to make processing faster, clearer, and more efficient for Loan Officers and their clients.
Full-Service Processing
Every loan is handled from contract to close by experienced processors who specialize in the wholesale channel.
Lock & Disclosure Service
For Loan Officers coming from retail, managing multiple lender systems can feel intimidating. Our team makes it effortless with an optional $100 lock-and-disclosure service, where Express handles lender portal management for you — locking the loan, preparing disclosures, and ensuring compliance. It's one of our most popular add-ons because it lets you operate with retail simplicity in the broker channel.
Hands-Off for Loan Officers
Processors communicate directly with borrowers, underwriters, and third parties — handling the day-to-day processing work so you can stay focused on clients and production.
Proprietary Software – Pro
Express Processing operates on its own proprietary platform, Pro, which integrates with Arive, tracks third-party tasks, automates workflows, and gives Loan Officers real-time visibility throughout the loan process.
Fee Flexibility
Processing starts at $899 per loan, or $999 total when the lock-and-disclose service is included. This fee can be passed to the borrower (where allowed) or paid from your commission, giving you full control over how it's structured.
Loan Officer Assistant Services
Available for an additional cost (upon review), our Loan Officer Assistants handle file setup, pre-approvals, and submission to processing. They help you stay organized, save time, and maintain a clean, consistent borrower experience.
Experienced, Proactive Team
Our processors anticipate and resolve problems early, keeping loans on track and closing timelines predictable. You'll always know where every file stands — no micromanagement required.
Specialty & Niche Programs
You'll have full access to every core program — Conventional, FHA, VA, and USDA — all with no overlays and the benefit of wholesale pricing. What truly sets Lendid apart is the range of specialized programs that help you serve more borrowers and grow your production.
Traditional Programs
Access to all core programs — Conventional, FHA, VA, and USDA — with no overlays and the benefit of wholesale pricing that helps you stay competitive on every deal.
Non-QM Loans
Flexible programs for self-employed and non-traditional borrowers — including bank statement, 1099-only, DSCR, and asset-based options.
Renovation Loans
Conventional, FHA, VA, and USDA renovation programs that finance both the purchase and improvements in one streamlined loan.
One-Time Close Construction Loans
Conventional and VA single-close construction options that simplify the build process for your borrowers with one approval and closing.
Reverse Mortgages
Help seniors access home equity and improve retirement flexibility through lender-partnered reverse mortgage programs.
HELOCs
Home equity lines of credit that provide flexible access to cash for existing homeowners — ideal for repeat engagement and retention.
Access to 20+ Leading Wholesale Lenders
Lendid partners with top wholesale lenders to give Loan Officers unmatched flexibility — offering the best mix of pricing, service, and technology on every loan.
Your production. Your profits.
Unmatched Comp. Wholesale pricing. Tools that scale with you.
No pressure. 20-minute intro.
What we'll cover
- How the $800 flat fee works (and the 4-loan cap)
- Switching to wholesale without friction
- Processing & tech setup (Express + Arive + Hubase)
I love the freedom, compensation, and support that Lendid provides to scale my business.
— Doug E., LO